Car Dealer Insurance Built for California Dealerships
JLM Dealer Insurance Services LLC
Running a dealership comes with constant risk, responsibility, and pressure. Car dealer insurance from JLM Dealer Insurance Services LLC is designed to protect used car dealers, service and repair shops, valets, and automotive businesses across California with coverage that actually fits how you operate. From garage liability exposure to customer vehicles left in your care, every policy is structured around real-world dealership needs.
What Sets JLM Dealer Insurance Services LLC Apart
Built on Personal Relationships
You are never treated like an account number. We take the time to understand your dealership, how you operate, and where your risks truly lie. That personal, hands-on approach allows us to stay involved long after your policy is written and respond quickly when questions or issues arise.
Focused Expertise in Garage Liability Insurance
For more than 10 years, JLM Dealer Insurance Services LLC has specialized in garage liability insurance and dealer-specific coverage. This focused experience allows us to identify exposures other brokers often miss and structure protection that truly safeguards inventory, customer vehicles, and daily operations.
Affordable and Reliable Coverage
We work with premier industry carriers to secure competitive pricing without sacrificing coverage quality. Policies are designed to protect against real risks such as slip-and-fall claims, inventory damage, employee-related incidents, and liability involving customer vehicles.
Risk Assessment Built Around Your Operation
No two dealerships operate the same way. We evaluate lot layout, inventory movement, service activity, and customer interaction to identify gaps before they become costly claims. The result is insurance that aligns with how your business actually runs.
Protecting Futures, Not Just Policies
From dealer bonding requirements to title issues and legal exposure, our focus is long-term protection. We help dealerships remain compliant, protected, and positioned for continued success.
Garage Liability Insurance and Dealer Solutions
JLM Dealer Insurance Services LLC provides garage liability insurance programs for dealerships and automotive businesses, structured to address the risks involved in daily operations, customer interaction, and vehicle handling.
These programs may include garage keepers legal liability insurance or GKLL insurance for customer and non-owned vehicles, along with other dealer-specific insurance and bonding needs such as:
- Used and New Car Dealer Insurance
- Valet Parking Insurance
- Auto Body/Mechanics Insurance
- Dealer Bonds
- Lost Title Bonds
Serving Dealerships Across California
Based in Camarillo, CA, JLM Dealer Insurance Services LLC proudly serves dealerships and automotive businesses across California, providing insurance solutions that meet state requirements while protecting your business at every level.
Get Coverage Built for Your Dealership
Protect your inventory, your customers, and your reputation with coverage built specifically for dealerships.
Speak with an experienced insurance broker who understands your industry and goes the extra mile to protect your business.
Frequently Asked Questions
Garage liability insurance protects car dealers, service and repair shops, valet operations, and body shops from common business risks, including:
- Liability for slip and fall incidents on your premises
- Bodily injury and property damage when you or your employees are at fault in an accident
- Physical damage to and theft of vehicle inventory
- Sales documentation and compliance protection, including:
- Title E&O
- Truth in Lending
- Federal Odometer compliance
- Customer Complaint Legal Defense
- False Pretense, protecting against fraudulent documents presented by buyers
Scheduled Vehicles, including service-use vehicles and vehicles held under loan or lease in the business name
DOL (Dealers Open Lot) and DPL (Dealers Physical Damage) apply to dealer-owned inventory. Garage Keepers Legal Liability Insurance applies only to non-owned vehicles, such as customer or consigned vehicles in your custody.
Coverage can be structured to include buildings, business personal property, tools, damage to rented premises, and required landlord or bank certificates. Options can be added to a garage liability policy based on your specific needs
Yes. JLM Dealer Insurance Services LLC provides dealer bonds and lost title bonds with or without accompanying insurance coverage.